Elite Loan - Your Financial Solution

Elite Loan

Your trusted financial partner

Financial Freedom Starts With Elite Loan

At Elite Loan, we believe everyone deserves access to fair financial solutions. Our mission is to empower Kenyans with:

  • Fast approvals - funds in your account within hours
  • Transparent terms with no hidden fees
  • Personalized repayment plans that fit your budget
  • Dedicated loan officers for personalized service
Explore Loans Contact Us
Financial freedom

Our Loan Options

P

Personal Loan

Perfect for your personal needs like home renovations, vacations, or debt consolidation.

  • Loan Range: Ksh 5,000 - Ksh 50,000
  • Repayment Period: 1 - 6 months
  • Interest Rate: 8% p.a.
Apply Now
E

Emergency Loan

Quick funds for unexpected situations like medical bills or urgent repairs.

  • Loan Range: Ksh 5,000 - Ksh 200,000
  • Repayment Period: 1 - 36 months
  • Interest Rate: 10%p.a.
  • Approval Time: Within 24 hours
Apply Now
B

Business Loan

Fuel your business growth with capital for expansion, inventory, or equipment.

  • Loan Range: Ksh 10,000 - Ksh 500,000
  • Repayment Period: 1 - 36 months
  • Interest Rate: 12%p.a.
  • Collateral options available
Apply Now

Why Choose Elite Loan?

Quick Approval

Our streamlined process ensures you get funds when you need them most, often between 12-24 hours for emergency loans.

Flexible Terms

Customize your repayment schedule to match your cash flow with options from 1 month to 4 years.

Competitive Rates

We offer some of the most competitive interest rates in Kenya, saving you money over the life of your loan.

1200+
Satisfied Customers
Ksh 50M+
Loans Disbursed
12-24
Hours Approval

What Our Clients Say

★★★★★

"Elite Loan helped me expand my grocery store when I needed it most. The process was smooth and the rates were fair."

James Mwangi
Nairobi
★★★★★

"I got an emergency loan within hours when my child needed urgent medical care. Lifesavers!"

Joseph Langat
Kericho
★★★★☆

"As a small business owner, their business loan helped me stock up before the holiday season. Very professional service."

Peter Kamau
Laikipia
★★★★★

"The personal loan helped me consolidate my debts into one manageable payment. Highly recommend!"

Sarah Atieno
Homa Bay
★★★★★

"I was skeptical at first but their customer service won me over. Got my business loan in 2 days."

David Kipkosgei
Eldoret
★★★★★

"The online application was so easy! I got approved for my personal loan in just 2 hours."

Mercy Wanjiru
Thika
★★★★☆

"Used their emergency loan to fix my car when it broke down. The money was in my account same day."

Brian Saddam
Kilifi
★★★★★

"As a single mother, their flexible repayment terms helped me manage my finances better."

Lucy Mumbi
Nyeri
★★★★★

"The business loan helped me open a second shop. Their advisors were very helpful."

Samuel Musau
Machakos

Frequently Asked Questions

How quickly can I get my loan approved?

Emergency loans are typically approved within 24 hours, while personal and business loans usually take 1-3 business days for approval after submitting all required documents.

What documents do I need to apply?

You'll need a valid ID NO and one must be in Gold Plan. Business loans require additional documents like business registration and financial statements.

What is the maximum loan amount I can get?

Loan amounts vary by type: Emergency loans up to Ksh 5,000, Personal loans up to Ksh 50,000, and Business loans up to Ksh 500,000. Your approved amount depends on your income and creditworthiness i.e amount of shares purshased daily.

Can I repay my loan early?

Yes! We encourage early repayment. There are no penalties for early repayment, and you'll save on interest by paying off your loan sooner.

What happens if I miss a payment?

Contact us immediately if you anticipate payment difficulties. We may be able to adjust your payment schedule. Late payments incur a penalty fee of 5% of the installment amount.